1. Acceptance of Terms
By accessing or using Simple P&L (“the Service”), you agree to be bound by these Terms and Conditions. If you do not agree, do not use the Service.
2. Description of Service
Simple P&L is a single-tenant web application that turns UK bank CSV files into categorised profit-and-loss reports. The Service is provided “as is” without warranties of any kind.
3. User Accounts
You must be 18 or over. You are responsible for maintaining the confidentiality of your account and for all activities that occur under your account. We may suspend or terminate accounts at our discretion.
4. Payments & Subscriptions
Access to import transactions is granted after payment. Subscriptions auto-renew monthly (£10) or annually (£100) until cancelled. No refunds. Cancellation stops future charges. A 3 year subscription holds price during the subscription and includes upgrade to Basic Accounting (Simple P&L and Simple Ledger).
5. Data & Privacy
We store your email, bank CSV data, and categorised transactions. We do not sell your data. See our Privacy Policy for details.
6. Limitation of Liability
We are not liable for any indirect, incidental, special, consequential or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly.
7. Governing Law
These Terms shall be governed by and construed in accordance with the laws of England and Wales.
8. Changes to Terms
We may update these Terms from time to time. Continued use of the Service after changes constitutes acceptance of the new Terms.
Last updated: 20 February 2026