1. Introduction
Simple P&L (“we”, “our”, “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our service.
2. Information We Collect
- Account data: email, name, password hash
- Bank data: CSV uploads, transaction descriptions, amounts, dates
- Categorised data: Chart of Accounts assignments, VAT rates, profit/loss totals
- Payment data: Stripe customer ID, subscription status, payment dates
3. How We Use Your Information
We use your information to:
- Provide the service (import, categorise, report)
- Process payments and manage subscriptions
- Improve the service and fix bugs
- Send service-related emails (receipts, updates)
4. Data Retention
We retain your data while your account is active. After cancellation, we delete your data within 30 days, unless legally required to retain it longer.
5. Third Parties
We use Stripe for payments. We do not sell your data to third parties.
6. Security
We use industry-standard encryption (TLS 1.3, bcrypt) and follow security best practices. No method is 100% secure.
7. Your Rights
You may request deletion of your account and data at any time. Contact support@simple-pl.app.
8. Changes to Policy
We may update this policy from time to time. Continued use after changes constitutes acceptance of the new policy.
Last updated: 20 February 2026